The Relentless Path
For as long as I can remember, I’ve been fascinated by the concept of freedom. Not just in a theoretical sense, but in the practical, everyday reality of how we spend our minutes, our energy, and our attention. Early on, I realized that for many of us, our relationship with money is the single biggest factor that dictates the terms of our lives.
My approach to investing and wealth-building isn't about chasing luxury or status. It's about deliberately engineering a life of autonomy. It’s a quiet pursuit of owning my own time, and from that foundation, building things that matter.
Over the years, I've developed a mental framework that guides my decisions. It’s a roadmap with three distinct destinations, each representing a more profound level of freedom.
A Manifesto for Autonomy
Tier 1: Functional Freedom, Owning Your Time
This is the bedrock. For me, this was the first and most critical goal: to reach a point where passive income covers my needs, and I can choose to work, not because I have to, but because I want to. It's not about "owning the world"; it's about owning your calendar. It’s the ability to walk away from a project, a job, or even a business and know that your lifestyle is secure. This is the stage where you stop trading time for money and start making your money work for your time.
Tier 2: Strategic Wealth, Owning Your Future
Once your time is yours, the question becomes: "What will you do with it?" This next tier is about moving from a defensive position to an offensive one. It’s about having the leverage through capital, connections, and time to take bigger, more calculated risks. This is where you can fund interesting projects, start new companies without the stress of immediate profitability, and invest in ideas you truly believe in. You have the stability to not just live your life, but to actively design your future.
Tier 3: Sovereignty, Designing the Board
This is the ultimate expression of financial freedom. At this level, your focus expands beyond yourself and your immediate circle. You have the capacity to fund movements, create industries, and build assets that can impact communities and last for generations. It’s the shift from simply playing the game, no matter how well, to designing the board itself. It's about using capital to influence systems and create new ecosystems of opportunity for others.
My Guiding Principles
Principle 1: Freedom Ratio
I constantly ask myself, "Can I stop working today and not just maintain, but grow my wealth?" My goal is to keep my passive income streams significantly higher than my expenses, ensuring that my freedom is never fragile.
Principle 2: Time Autonomy
I measure success by how much of my calendar is truly mine. If my income is tied to my hours, I'm not free. My aim is to have the vast majority of my income generated by systems, assets, and decisions I've put in place, not by my direct hourly input.
Principle 3: Risk Tolerance Without Setback
My strategy is built around resilience. I define my risk tolerance by asking, "What's the largest financial hit I could take without it fundamentally changing my long-term strategy?" This allows me to make bold moves from a position of security, not fear.
Principle 4: Asset Momentum
The most powerful force in this journey is seeing your assets work while you sleep. I focus on ensuring my capital is always in motion, rotating through smart investments in equities, brands, and real estate to create a self-perpetuating cycle of growth.
Ultimately, my financial philosophy is a tool for a richer life, one defined not by what I own, but by the freedom I have to pursue my curiosity, build meaningful ventures, and empower others to do the same.
To navigate this path, I rely on a few core principles, personal metrics that keep my psychology grounded and my strategy clear:
About Me
“A journey of 1,000 miles begins with one step, but it is still a journey of 1,000 miles, uphill, in the dark, both ways.”
Growing up in the city from humble roots, the examples of wealth creation I saw were limited to two paths: either work hard at a job and save until your money grows old with you, or pursue fast money through hustling, often without regard for the consequences. I knew there had to be another way. I was searching for a key to financial freedom that those around me weren't grasping.
That key, I discovered, was the power of investing.
My first introduction to this world was by association. My grandmother mentioned she had opened a custodial account for me, a comment I initially acknowledged with a simple "okay" and didn't think much of. The seed was planted, but it wasn't until a period of solo reflection in Thailand that it truly began to grow. Reacquainted with the idea of my own investment account, I became intrigued.
What started as intrigue quickly became a relentless hunger for knowledge. While the initial appeal might have been the teenage dream of making money remotely, it evolved into a deep passion for understanding the markets. I digested everything I could find about long-term investing principles. From there, my curiosity led me to master more complex instruments, including options trading, not just for growth, but for strategic risk management.
This journey shaped my core philosophy: that financial freedom isn't found in the extremes of fearful saving or reckless hustling. It's built by creating intelligent, resilient financial systems designed to work for you.
To this day, I continue to sharpen my skills with that same relentless focus. My own journey taught me that anyone's financial path can feel like an uphill climb in the dark, but its only up to you to continue to reach out for the light. My mission now is to serve as a guide, applying the discipline I've learned to help my clients navigate their own paths with clarity and a powerful strategy for their future.
Never stray from the way,
Khael Joziah | Founder of Relentless Investments